I'm afraid comments like this will undermine your position and arguments.
It's often easy to get sucked in endless arguments on a "hot" topic like this but let's keep in mind that Quantnet is a profession-based community and well-read by numerous people in this field. Like it or not, each of us is representing the institution we are or will be associated with, be it an MFE program or a financial firm so let's try to put on our best behavior, shall we?
For people like me who do not have first hand experience of the topic at hand, the discussion here is very informative because we get a chance to learn things that we otherwise don't read about daily.
@Andy, I am very well aware of that. But this applies to all not just me. I am not sure why you encourage people like BBW and Darth who are openly passing insults and don't keep them under control. This is not the first time BBW has done this. I have been reading posts on this forum before I created my userid.